XM Swap Rates for Standard and Zero Accounts: All Currencies and Gold (March 2026)

  • XM
  • 2026年3月4日
目次
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List of Swap Rates for Standard and Zero Accounts (All Currencies, Gold, etc.)

XM Gold Swap

XM Standard and Zero accounts carry swap points。
Swap: Fees deducted from or credited to an account during rollover

While the KIWAMI Extreme account features a swap-free environment、this has both pros and cons。
For instance: even in positions with positive swaps、such as Gold shorts、interest cannot be earned in a KIWAMI account。

Since Standard and Zero accounts generate both positive and negative swaps、this article summarizes the points for all 64 currency pairs and CFDs。



Symbol Account Type Buy (Long) Swap (Points) Sell (Short) Swap (Points)
NZDUSD (Kiwi/Dollar) Standard/Zero -4.03 0.47
NZDJPY (Kiwi/Yen) Standard/Zero -1.71 -12.41
NZDCHF Standard/Zero 1.7 -6.0
NZDCAD Standard/Zero -2.36 -4.96
GBPNZD Standard/Zero -1.87 -19.87
GBPAUD Standard/Zero -8.57 -8.37
EURNZD Standard/Zero -13.59 -5.49
EURAUD Standard/Zero -15.42 0.78
AUDUSD Standard/Zero -2.75 -2.35
AUDNZD Standard/Zero -1.27 -10.37
AUDJPY Standard/Zero 2.01 -16.59
AUDCHF Standard/Zero 2.94 -8.46
AUDCAD Standard/Zero -0.03 -8.14
USDJPY (Dollar/Yen) Standard/Zero 0.95 -26.85
USDCHF Standard/Zero 4.48 -13.12
USDCAD Standard/Zero 2.05 -9.65
GBPUSD (Pound/Dollar) Standard/Zero -3.73 -3.83
GBPJPY Standard/Zero 0.81 -36.74
GBPCHF Standard/Zero 5.72 -17.48
GBPCAD Standard/Zero 1.21 -16.39
EURUSD (Euro/Dollar) Standard/Zero -9.03 2.57
EURJPY Standard/Zero -6.42 -19.62
EURGBP Standard/Zero -7.2 1.5
EURCHF Standard/Zero 0.42 -10.68
EURCAD Standard/Zero -7.54 -5.74
CHFJPY Standard/Zero -17.42 -6.22
CADJPY Standard/Zero -1.0 -11.6
CADCHF Standard/Zero 1.43 -6.07
USDZAR Standard/Zero -40.99 4.61
USDTRY (Dollar/Lira) Standard/Zero -5808.73 957.27
USDSGD Standard/Zero -1.75 -17.65
USDSEK Standard/Zero -18.97 -122.77
USDPLN Standard/Zero -32.83 -25.13
USDNOK Standard/Zero -74.64 -70.74
USDMXN Standard/Zero -333.48 54.02
USDHUF Standard/Zero -65.98 -15.98
USDHKD Standard/Zero -2.34 -9.64
USDDKK Standard/Zero -12.23 -87.43
USDCNH Standard/Zero 0.22 -13.18
SGDJPY Standard/Zero -9.3 -9.34
NZDSGD Standard/Zero -3.01 -9.81
GBPSGD Standard/Zero -1.55 -25.65
GBPSEK Standard/Zero -26.66 -167.16
GBPNOK Standard/Zero -108.5 -93.1
GBPDKK Standard/Zero -16.03 -119.73
EURZAR Standard/Zero -440.05 42.85
EURTRY Standard/Zero -7090.02 1400.78
EURSGD Standard/Zero -8.46 -15.56
EURSEK Standard/Zero -75.42 -89.92
EURPLN Standard/Zero -59.51 -9.61
EURNOK Standard/Zero -143.63 -30.13
EURHUF Standard/Zero -83.93 8.07
EURHKD Standard/Zero -80.47 -64.27
EURDKK Standard/Zero -49.28 -69.28
CHFSGD Standard/Zero -20.0 -5.3
XAUJPY (Gold/Yen) Standard/Zero -163.36 2.45
XAUCNH (Gold/China) Standard/Zero -677.55 -51.85
GAUUSD (Gold Gram) Standard/Zero -47.62 0.66
GAUCNH (Gold Gram) Standard/Zero -17.34 0.32
XPTUSD (Platinum) Standard/Zero 0.0 0.0
XPDUSD (Palladium) Standard/Zero 0.0 0.0
XAUEUR (Gold/Euro) Standard/Zero -103.46 8.58
SILVER (XAGUSD) Standard/Zero -40.75 2.31
GOLD (XAUUSD) Standard/Zero -146.48 3.13

Exotic pairs like the Turkish Lira offer high yields from a swap perspective。
However、their wide spreads often make them difficult to trade effectively。

3-Day Swap (Rollover) Timing

Swap points are generated when a position is held past the market close。To account for market closures、there is a 『3-Day Swap Day』 where triple interest is applied。

  • FX Pairs & Precious Metals: Triple swaps occur from Wednesday to Thursday。
  • Certain CFDs (Indices, etc.): Triple swaps occur from Friday to Monday。

When trading instruments with large negative swaps、pay close attention to your exit timing。

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